Terms of Use & Disclaimer

Last updated: July 8, 2026

1. Not tax, legal, or financial advice

PaycheckLedger is an educational estimation tool. It is not a substitute for advice from a certified public accountant, tax attorney, financial advisor, or your employer's payroll department. Tax withholding calculations are simplified approximations of 2026 federal, state, and FICA rules and will not exactly match your real paycheck.

2. No warranty

This site is provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Tax laws change; figures may become outdated between updates.

3. Limitation of liability

To the fullest extent permitted by law, PaycheckLedger and its operator are not liable for any decisions made, or damages incurred, based on estimates produced by this calculator.

4. Your data stays in your browser

Calculator inputs are processed locally in your browser via JavaScript and are not saved to a server or shared with third parties by us directly. See our Privacy Policy for details on analytics and advertising cookies.

5. Changes to these terms

We may update these terms as the site evolves. Continued use of the site after changes means you accept the revised terms.